PERSONAL LOAN
Get the cash you need
Get the cash you need
Get the cash you need
Never put your plans on hold with our multi-purpose, low-interest personal loan option with affordable payment terms. Consider a personal loan as your lifeline or a safety net in times when you need that financial boost. You can also use it for:
- Emergencies
- Education
- Travel
- Home Improvements/ Lot Down Payments *
- Car Repair/ Car Purchase *
At a glance
Get the cash you need
Get the cash you need
Minimum loan amount
PHP30,000
Maximum loan amount
PHP2,000,000
Payment terms
12 to 36 months
Approval time
within 5 banking days
Eligibility
Required documents
Required documents
At least 21 years old at the time of application but not more than 65 years old upon loan maturity
- Must be a Filipino Citizen
- Must have an office or residence landline.
If Employed – minimum gross monthly income:
- For Metro Manila: PHP15,000
- For outside Metro Manila: PHP12,000
If Self-employed:
- For Self-Employed or Self-Employed Professionals, borrower must be the owner or a majority owner with at least 40% stake AND the business has been operating profitably for at least 2 years with at least 1 trade reference.
- Minimum gross monthly income: PHP100,000
Required documents
Required documents
Required documents
A. Completely Filled out and signed application form. For online application, go here. If you’re applying at a branch, click here to download the form.
B. If Employed:
- One (1) valid government-issued photo ID
Income Documents, any of the following:
- Certificate of Employment and Compensation
- issued within the last six (6) months
- Latest ITR
- Latest one (1) month payslip
C. If Self-Employed:
- One (1) valid government-issued photo ID
- Latest 1-year Audited Financial Statement (AFS) with at least the previous year’s comparative financials
- SEC Registration / DTI Certificate
- Business Permit / Mayor’s Permit
- Latest three (3) months bank statements
- Latest GIS (if corporation)
- List of 3 trade references (at least 1 supplier and 1 customer) with contact details
Note: Additional documents may be required to process the loan.
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